Payment Processing
6 filmsComing soonWhat happens, end to end, between a card tap and money in the shop's account: who the parties are, what is decided in two seconds at the till, and what happens days later.
Every tap of a card and every scan of a QR code sets off a relay of banks and networks that nobody has shown you. One step at a time, from the tap to the settled balance, in plain words, with no money advice in sight.
What happens, end to end, between a card tap and money in the shop's account: who the parties are, what is decided in two seconds at the till, and what happens days later.
What the card, the phone and the bank do so that a payment cannot be copied or faked: the chip, the radio, the stand-in number, the score every payment gets, the check online, and the way back when something goes wrong.
The money underneath every payment: what a bank balance is, how two banks settle with each other, the rails that move money overnight and in seconds, and how it crosses a border without travelling.
The seller's side: what sits between a Pay button and the card network, how a subscription charges every month, why a refund is slow, how a printed QR code takes a payment, how a ticket gate takes one with no answer from the bank, and how a network tells a shopper's AI agent from a fraudster's bot.